Here is what you will learn in this course:
- How small changes to spending and can make a big difference
- How credit scores are calculated
- How credit reports are used
- How to monitor your credit reports
- How to build/rebuild a positive credit history
Have you ever experienced that feeling of anxiety as you log into your bank account to check your balance? You wait anxiously, peeking out of the corner of your eye as the account logs in, and the number finally pops up… If you are anything like me, you have experienced this feeling far more than you care to admit. It doesn’t matter whether the balance is higher than you expected, or much lower than you need it to be, that feeling of anxiety is torturous.
After attending the workshop It’s Your Money, It’s Your Credit, I felt more prepared to face the challenges of managing my money. During the workshop we heard many real-life examples of how small, seemingly insignificant changes to our daily lives, can help us to take control in a big way. The examples were helpful, clear, and related to everyday life. We saw how little purchases over a long period can make a huge difference, and how saving a little bit more can really make a difference in how we retire.
In the second part of the workshop, we learned about our credit scores and how credit reports work. Understanding how certain events affect our credit scores and how our credit reports are used is incredibly important for financial health. I walked away from this part of the workshop with a lot of information I didn’t have before I went, and I also un-learned several things that I thought were true but weren’t. I left knowing what I needed to do to start improving my credit score as I prepare for important life events. We learned how credit reports are used, how our credit scores are calculated, how to monitor our credit reports, and how to build or rebuild a positive credit history.
So, if you are looking for ways to take control of your money and credit, or want to know what more you can do to improve your financial health, enroll in this workshop! It’s incredibly valuable.